Unit of Risk Legal Advisors represents clients in matters arising from derivatives trading, market-structure issues, risk-model failures, and incentive-driven financial disputes. Founder John Netto brings more than twenty years of experience designing macro trading frameworks, risk architecture, and event-driven strategies—including prior registration as a Series 3 futures professional, Commodity Trading Advisor (CTA), Commodity Pool Operator (CPO), Independent Introducing Broker, NFA registrant, and Series 65 Investment Adviser Representative. Profiled in Jack Schwager’s “Unknown Market Wizards,” he offers uncommon insight into how trading decisions are made, how to measure and articulate alpha, and how to translate complex financial events into clear legal narratives. The firm focuses on incentive structures, exposure analysis, and disciplined evidence presentation.

Unit of Risk Legal Advisors provides focused support for veterans navigating VA disability claims. As a Marine Corps veteran, founder John Netto brings firsthand experience with the VA system. Mr. Netto’s own academic path was supported through Chapter 31, giving him a grounded appreciation for how transformative these programs can be for veterans and their families. 

In addition to disability claims, the firm assists veterans in reviewing and understanding a wide range of VA benefits and ancillary entitlements, helping them make informed decisions about the opportunities available to them. These include:

• Waiver of the VA Funding Fee for VA home loan purchases and refinances — 38 C.F.R. § 36.4312(e)
(veterans with service-connected disabilities are exempt from the VA Funding Fee, which otherwise ranges from approximately 1.25% to 3.3% of the loan amount)

• Chapter 31 VR&E educational and training benefits — 38 C.F.R. § 21.40

• Permanent and Total Disability (TPD) federal student-loan discharge — 34 C.F.R. § 685.213
(veterans with a 100% Permanent & Total rating or TDIU under 38 C.F.R. § 4.16 may qualify for VA-verified automatic approval)

• Annual clothing allowance for prosthetics, orthopedics, or skin conditions — 38 C.F.R. § 3.810

Unit of Risk Legal Advisors provides veterans with structured guidance and a holistic review of the entitlements available under federal regulations—helping veteran clients and their families move forward with clarity, confidence, and respect for their service.

Unit of Risk Legal Advisors assists clients with trust and estate planning matters arising from family-protection goals, asset-preservation needs, and long-term financial planning. The firm assists clients in drafting wills, revocable and irrevocable trusts, powers of attorney, and healthcare directives, with an emphasis on clarity, tax-aware structure, and practical administration. Founder John Netto completed core coursework in Wills, Trusts, and Estates and an Estate Planning Practicum at UNLV’s Boyd School of Law—gaining doctrinal depth and hands-on drafting experience—alongside multiple federal income tax courses, including earning the CALI Award in Advanced Income Tax. His MBA studies in entity taxation, accounting, and financial reporting reinforce a planning approach grounded in both legal and financial literacy. Combined with two decades of Mr. Netto’s entrepreneurial experience operating multiple entities—and his prior registration as a Series 65 Investment Adviser Representative, which provides an appreciation for the three-dimensional financial, legal, and structural considerations inherent in estate planning—the firm approaches every plan with a focus on incentive alignment, risk reduction, and structures that function under real-world conditions.

Unit of Risk Legal Advisors provides strategic legal support for individuals and emerging businesses, including contract review, entity formation, partnership and operating agreements, and general advisory guidance. Drawing on a background in designing risk structures and incentive-aligned decision frameworks, the firm helps clients make informed choices grounded in clarity, structure, and long-term planning.

Accounting Standards Codification 450 (ASC 450) governs how companies disclose potential losses arising from litigation, regulatory exposure, and uncertain financial events, making these matters both legally and financially complex. Unit of Risk Legal Advisors provides legal analysis on matters involving loss-contingency disclosures, integrating legal reasoning with a deep understanding of market incentives, risk architecture, and financial reporting dynamics. Founder John Netto brings more than twenty years of experience designing macro trading frameworks and evaluating event-risk scenarios, alongside graduate-level training in financial reporting and entity taxation through his MBA program. His academic work in ACC 601 included detailed analysis and writing on ASC 450 disclosure obligations (white paper available upon request), and he is scheduled to present on ASC 450 at MoneyShow conferences throughout 2026. ASC 450 is a nationally applied accounting standard, and the firm’s analysis supports counsel and clients in any jurisdiction where loss-contingency disclosures intersect with litigation or financial reporting pressures. The firm assists clients in evaluating exposure, assessing disclosure accuracy, and developing clear legal narratives grounded in both accounting standards and real-world market behavior.

Unit of Risk Legal Advisors approaches appellate work with a structured, analytical perspective informed by founder John Netto’s experience working in chambers as a judicial extern for the Nevada Supreme Court. This background provides a rare understanding of how appellate judges review records, evaluate errors, and construct opinions. The firm assists clients in identifying viable appellate issues, preserving the record, and crafting precise, strategically focused briefs grounded in disciplined legal analysis and clear narrative structure.

Real estate option agreements are privately negotiated derivatives—contracts that transfer timing risk, price risk, and decision rights between property owners and prospective buyers. Unit of Risk Legal Advisors assists clients in analyzing, structuring, and drafting these agreements with the precision they require, ensuring the terms, contingencies, and exercise mechanics reflect the parties’ actual intentions and withstand legal scrutiny.

Founder John Netto brings a depth of experience uncommon in real-estate transactions: more than twenty years designing and trading option structures in global macro markets, including volatility strategies, gamma scalping around economic events, and narrative-driven option positioning. As the author of The Global Macro Edge, which includes multiple chapters on the use of options to express macro views, and as a former CTA/CPO who managed derivatives portfolios through event-risk cycles, Mr. Netto applies a practitioner’s understanding of optionality, convexity, and incentive alignment to real-estate option mechanics. His MBA coursework in economics, data modeling, and financial analysis further supports a disciplined, evidence-based approach to structuring strike logic, valuation protections, and timing provisions.

This integrated background allows the firm to draft real estate option agreements with uncommon clarity—identifying hidden incentives, mapping potential stress scenarios, and ensuring the contract’s risk dynamics match the intended bargain. The firm represents either buyers or sellers (never both in the same transaction) and provides clear guidance on structure, documentation, and risk identification so clients enter these agreements with precision and confidence.

Unit of Risk Legal Advisors offers structured, analytical support for discovery in civil and family law matters. Founder John Netto’s experience working in chambers as a judicial extern for the Eighth Judicial District’s Discovery Commission provides uncommon insight into how discovery disputes unfold, including the moments when cooperation breaks down and when procedural levers become decisive. This perspective allows the firm to help clients build effective discovery strategies and understand when to press for compliance, compel action, or hold the opposing party accountable.

Drawing on twenty years designing risk architecture and decision frameworks in global markets, the firm analyzes discovery as a systems problem—identifying what evidence matters, where incentives shift, and how to apply pressure with precision. This support is provided as discovery consulting and strategy development; full litigation representation may be referred out as appropriate. 

Unit of Risk Legal Advisors assists emerging managers and trading professionals with the legal architecture surrounding the formation and operation of investment-related entities. Founder John Netto brings two decades of market experience—including prior roles as a Series 3 futures professional, CTA, CPO, Independent Introducing Broker, NFA registrant, and Series 65 investment adviser representative—providing practical insight into trading workflow, operational risk, and incentive alignment. The firm focuses on entity formation, governance structures, partnership arrangements, management agreements, and intellectual-property protection for proprietary strategies, while coordinating with specialized securities counsel whenever securities filings or regulatory compliance are required.

If you have a legal issue that falls outside these practice areas, Unit of Risk Legal Advisors remains available as your first point of contact. The firm is always willing to discuss your situation and help you identify the appropriate path forward, whether through direct representation or referral to trusted counsel.